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Buying That First Home

Spring valley homes for sale

Even if you’ve done it before, buying a home can be a frustrating and drawn-out process. For first-time homebuyers, it can be downright terrifying. If the trials and tribulations of buying real estate are getting you down, here are a few tips to keep in mind to make the experience just a little bit easier.

  • Getting a mortgage can be an intimidating hurdle in the home-buying process. If your credit score is not that great, spend six-to-eight months focusing on bumping it up a little, by actively paying down credit card debt, tracking down any outstanding balances (no matter how small), and maintaining a healthy ratio of available-to-used credit on your cards. And a good-sized down payment will go a long way towards getting a mortgage you can afford, so start putting money aside as soon as y
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